Month: November 2015

What is investing?

Why do people invest their money rather than just save? It’s not just about growing your savings so that you will have more money in the future. It’s about growing the buying power of your money. You want the £1 that you are investing today to buy more things in the future than it does […]

A brief guide to tax-efficient saving

Tax-efficient savings accounts (ISAs) and self-invested personal pensions (SIPPs) are the best option for most savers and investors. Here’s what you need to know. Savings Individual savings accounts (ISAs) are tax-free savings accounts. That is, you are not liable to pay capital gains tax (CGT) on the profits you make on this money. You can […]

Choosing your first investments

For some people the thought of picking their own shares can be a little bit daunting. Rest assured, it doesn’t have to be. Whilst it is best to do at least a little bit of homework before you part with your hard earned cash, successful investing does not require a high IQ or lots of […]

Investing in funds, investment trusts and ETFs

Many investors like to build a portfolio of individual shares and even bonds but for some investors, investment funds can be a useful alternative. For example, some investors may want to have a degree of control over their investments but don’t wish to dedicate the time to choosing and managing a lot off individual investments. […]